Author(s)

Xuyuan Mo

Corresponding Author

Xuyuan Mo

Abstract

This study examines the collaborative mechanism between commercial insurance and health management within the context of the Healthy China Initiative. In addressing numerous pragmatic concerns, including the ageing process, the prevalence of chronic diseases, and the isolated development of conventional insurance and health management systems, this study proposes a theoretical framework for collaboration, underpinned by the principles of goal consistency and functional complementarity, drawing upon the tenets of synergy theory and risk management theory. This study proposes four mechanisms, including policy guidance, interest coordination, information sharing, and service integration. Additionally, it designs practice paths that incorporate policy support, interest coordination, information exchange, and service integration. In the future, collaboration will evolve with greater depth and precision, while technology, scenarios, and systems will continuously be optimized to support the Healthy China Initiative.

Keywords

Commercial Insurance; Health Management; Collaborative Mechanism; Practice Path; Synergy Theory; Risk Management; Healthy China Initiative; Policy Guidance; Interest Coordination; Information Sharing; Service Integration